10 WAYS TO PROTECT YOUR PIN

10 WAYS TO PROTECT YOUR PIN

Banking over the years has evolved from just pen and paper to an easier and faster digital platform. The digital platform or e-banking has brought along with it terms such as Personal Identification Number (PIN) and Passwords as these are required for a more secured banking.

With e-banking comes some security challenges like the need to safeguard your PIN. Choosing PINs can be very tricky as they are usually short and numerical in nature and can be easily guessed if birthday or other important dates in one's life is used.

Tips on how you could protect your account from scammers and protect your PIN are examined below:

1.    Don’t let your card out of your sight. Be careful when handling your card to avoid misplacing it.

2.    Avoid choosing a PIN based on events or obvious searchable information that can be accessed by public, such as birthday, mobile number, address, marriage date etc.

3.    Always hide/cover your pin when entering it in at an ATM, Store or POS.

4.    Avoid giving your PIN to anyone.

5.    Beware of fraudulent emails that ask for your PIN. Don’t click on any of the link provided on the email as this can result to your PIN being leaked.

6.    Verify the authenticity of a website or internet merchant before using your PIN for online transactions or payments.

7.    Never record your PIN in your cell phone.

8.    Observe the ATM and its environs before using it. Scammers tend to stand close in order to get the PIN and details they need.

9.    Never write your PIN on the body of your card.

1. Avoid giving your pin and card to others in order to help you make a withdrawal, resolve an issue or make payment.